Скачать или смотреть Should You Use Credit Cards? When They Help (And When They Hurt)

Should I use credit cards to pay my bills?

If you're disciplined, they're one of the best financial tools available—offering free money through rewards, superior fraud protection, and the ability to keep your cash invested longer.

But if you overspend, carry balances, or are struggling with debt, credit cards will make things worse.

In this video, you'll learn:
✓ The 3 situations where you should avoid credit cards
✓ Why people overspend 12-18% more with cards (and how to avoid it)
✓ The real benefits: cashback, fraud protection, and keeping money invested longer
✓ When annual fees are worth it (and when they're a trap)

The golden rule: Only use credit cards if you pay your bill in full and on time. Miss a payment, and the fees wipe out all the benefits.

#creditcards #PersonalFinance #MoneyManagement #FinancialLiteracy #CreditScore #Budgeting

Using credit cards responsibly is just one piece of the puzzle. Download Advizmo to identify excess funds and build consistent investing habits that grow your wealth.
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