#澳洲房产贷款 #5%首付 #LMI
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Westpac(西太银行)刚干了一件事,十几年来没有哪家澳洲银行敢这么干。投资房贷款,15年只还利息不还本金。同时,5%首付就能买投资房(这可不是那个5%首付计划,而是银行给投资者的5%最低首付要求)。你第一反应是不是觉得——银行疯了?还是天上掉馅饼了?先别高兴太早。我这个政策的每条细则全拆开来看了,结果发现了3个绝大多数人压根没注意到的坑。尤其是第3个——直接关系到你未来5年还能不能从银行借到钱。
这两个政策到底怎么回事,有哪些限制条件别人没告诉你——其中有个数字你听了可能想骂人。Westpac为什么突然这么大方,背后的商业算盘到底是什么,这里面有个反常信号,我越看越觉得不对劲。最关键的——RBA(澳洲储备银行)和APRA(澳洲审慎监管局)最近做的两件事,可能会让银行给你的这些优惠,变成一张废纸。那2026年的投资房到底还能不能上车,应该在哪里上车呢。
00:00 投资房贷款大变天
01:22 真相没那么美
04:23 抢人大战
07:49 开门又关窗
12:19 听市场的
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