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"Learn How 2 Identify Hail Correctly and Perform a Complete Roof Assessment" 🧐
Course facilitates all levels and can help an expert to beginner.
Our videos aim to facilitate your comprehension of the insurance claims process. We're committed to ensuring homeowners maintain a low claim count by fostering understanding. Additionally, we offer training for employees of contractor and roofing companies, ensuring their competence and enhancing customer satisfaction. Our goal is to help companies achieve 5-star reviews for their transparent campany called: E-estimatics "in affiliation with Field Sock" They have an E-Course which includes 5 lessons:
$99.00 "Hail Identification Process & Creating a Routine Inspection Protocol"
$25.00 "Ladder Safety"
$25.00 "Rope and Harness Inspection" Using the Right Equipment"
$35.00 "Interior Scope & Diagram" Writing scope in Xactimate Code
$50.00 "Exterior Inspection Process & Creating Routine Protocol"
"Identifying Hail Damage Correctly" focus on writing estimates that meet insurance carriers' standards seamlessly.

Inspecting Property for Hail Damage:

A Comprehensive Guide for Insurance Carriers

Introduction beautiful woman who has a space suit on, holding her helmet with her silk black hair waving in the solar winds, standing on a conveyer belt moving from one ship to another

Hailstorms can wreak havoc on properties, causing extensive damage to roofs, exteriors, and outbuildings. As an insurance carrier, accurately assessing hail damage is crucial to providing fair and timely settlements for policyholders. This comprehensive guide outlines the step-by-step process for inspecting property, including exteriors, interiors, roofs, and outbuildings, to ensure a thorough and accurate assessment.

1. Pre-Inspection Preparation

Before conducting the inspection, gather essential tools and equipment, including a camera, measuring tape, ladder, flashlight, notepad, and a smartphone or tablet for documentation purposes. Review the policyholder's insurance coverage and policy details to understand the scope of the claim. I have everything outlined in the eCourse on what you need to perform the job correctly.

2. Exterior Inspection

Start with the exterior inspection, assessing the siding, windows, and doors for visible hail damage. Look for dents, cracks, or chips on metal, vinyl, or wood siding.
Inspect windows for broken glass or damaged frames.
Check doors for dents or alignment issues that may have been caused by hail impact. I have a routine outlined for you to follow in eCourse.

3. Interior Inspection

Conduct a thorough interior inspection to identify potential water damage. Look for water stains on ceilings, walls, and floors.
Check for wet spots or water leaks around windows and doors.
Inspect the attic for signs of water penetration, such as water stains, damp insulation, or mold growth. I have an outline to follow and questions to be asked to homeowner in eCourse.
REMEMBER: water stains around pipes like the fart fans in bathrooms are 9 times out of 10 due to condensation, especially in the winter. But say, if there is storm related damage on top of the stain thats been there for years, then you would pay for it.
REMEMBER:
Always take a look in the attic when possible, especially if you have spotted a water stain in ceiling.

4. Roof Inspection:

Carefully inspect the roof for hail damage, which is often the most significant and costly aspect of hail-related claims.
Look for dents, bruises, cracks, or missing shingles on asphalt, wood, or metal roofs.
Check for granule loss on asphalt shingles, which can indicate hail damage.
Examine flashings, gutters, and downspouts for dents or damage caused by hail impact. I have an outline to follow in eCourse.

5. Outbuildings and Other Structures:

Inspect outbuildings, such as sheds and garages, for hail damage similar to that of the main property.
Assess fencing, decks, and patios for any signs of hail impact or damage.
Check any other structures on the property for potential hail damage.

6. Documenting the Inspection:

Take clear and detailed photographs of all areas inspected, highlighting visible hail damage and its extent.
Record measurements of hail damage, including the size and depth of dents or cracks.
Document all findings and observations in a comprehensive report, including descriptions, dates, and timestamps.

7. Determining the Extent of Damage:

Evaluate the overall extent of the hail damage on the property. Determine which areas need repair or replacement.
Differentiate between pre-existing damage and new hail-related damage to ensure accurate assessment.

8. Engaging with Policyholders:
I have questions outlined to be asked to homeowner in eCourse.

Communicate the inspection findings clearly and empathetically with policyholders.
Address any questions or concerns the policyholder may have regarding the inspection process or settlement.