Скачать или смотреть Money Mistakes in Your 20s That Keep You Poor (Do This Instead)

In this episode, we sit down with Kirtan Shah, one of India’s most respected voices in personal finance and the founder of Truvanta Wealth (previously Credence Wealth). With years of experience in the Treasury Department of a listed NBFC and now managing thousands of crores in AUM, Kirtan brings unparalleled insights into smart investing for beginners and professionals alike.
We cover:

Open your free Demat account with Groww here: https://app.groww.in/v3cO/uw6dt3xe

✅ How to select the right mutual funds (checklist + red flags)
✅ The role of gold, real estate & fixed income in your portfolio
✅ Why asset allocation matters (70:30 rule explained)
✅ Investment strategies for young professionals starting their first job
✅ Should you invest in the US markets (S&P 500, Nasdaq)?
✅ How to build a 4–5 fund portfolio that balances risk and returns


This conversation is packed with practical frameworks, data-driven strategies, and long-term wealth creation tips you can apply immediately.

📌 If you found value in this podcast, hit Subscribe and Share to help us bring more such conversations on personal finance, wealth building, and investing: https://bit.ly/YoutubeSHA
_______________________________________________________
Chapters:
00:00 – Introduction & Sponsor (Groww)
01:01 – Meet Kirtan Shah: Background & Treasury Experience
02:45 – Why Financial Education Matters in India
04:50 – Rise of Fixed Income & Post-COVID Investment Trends
06:30 – Asset Classes Explained: Mutual Funds, Gold, Real Estate & Fixed Income
09:20 – Why Even Aggressive Investors Need Fixed Income
11:05 – Building a Fixed Income Portfolio
11:52 – Overnight Funds & 16 Types of Funds
12:15 – Credit Risk, Long Duration Funds
13:35 – Young Investor Strategy (Age 25–30)
16:02 – Equity Allocation: Large Cap, Mid Cap & Small Cap (33–33–33 Rule)
18:03 – Importance of Diversifying Across Value, Growth & Momentum
20:04 – Mutual Fund Portfolio Size: Why Only 4–5 Funds Are Enough
22:01 – Checklist for Picking Mutual Funds (True-to-Label & Downside Protection)
25:20 – Evaluating Fund Managers & Consistency in Returns
27:27 – Fund Size (AUM) Debate in Small Caps & Flexi Caps
31:10 – Gold as a Portfolio Hedge Against Volatility
34:27 – Why Gold Can Replace Global Diversification
35:05 – Should Indians Invest in US Markets? (S&P 500 & Nasdaq)
39:50 – Final Asset Allocation Mix (Equity, Gold & US Exposure)
40:12 – Best Sources to Learn Investing (Books, Twitter, Global Experts)
41:39 – Common Mistakes Retail Investors Make (12% Return Myth)
43:09 – Key Takeaways & Closing Thoughts


Become a member by clicking below!!!
   / @shashankudupa1  

Shashank Sunil Udupa is registered with SEBI as Individual Research Analyst vide Registration number INH000021207 dated June- 23-2025, pursuant to which it provides Research Analyst services to its clients.

Any matter displayed in this content are purely for Knowledge purpose and shall not be treated as an advice or opinion of any kind. Neither Shashank Sunil Udupa nor the marketing agents related to the firm shall not be held liable/responsible in any manner whatsoever for any losses the viewers may incur due to acting upon this content.
Investment in securities market is subject to market risks. Read all the related documents carefully before investing.
Registration granted by SEBI and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
Any opinion on a specific position, such suggestion/view under any circumstances shall not be considered as an advice. We are not liable for any losses whatsoever the client may incur in accepting this opinion.
Shashank Sunil Udupa does not make any representation, warranty or guarantee as to the accuracy, completeness or timeliness of the information (including news, prices, statistics, analysis and the like) provided through this platform. In no event shall we be liable to any person for any decision made or action taken in reliance upon the information provided by us.
The securities quoted are for illustration only and are not recommendatory.

Subscribe to the channel now: https://bit.ly/YoutubeSHA
________________________________________________________
Links:
Instagram: https://bit.ly/instaSHA
Twitter: https://bit.ly/TwitterSHA
Linkedin: https://bit.ly/LinkedinSHA
_______________________________________________________
#Stockmarket #Finance #ShashankUdupa