"QQQM vs. FSPGX: Which Fund Is the True Wealth Generator?"

QQQM vs FSPGX: The Ultimate Showdown

OUTLINE:

00:00:00 Introduction and Overview
00:00:51 QQQM Fund Analysis
00:02:15 FSPGX Fund Analysis
00:03:46 Benchmark Analysis
00:04:57 Conclusion and Takeaways

Comparing Investment Titans: QQQM vs. FSPGX vs. SPDR S&P 500 ETF Trust
When it comes to choosing the right investment for your portfolio, understanding the performance and risk metrics of different funds is crucial. In this article, we compare three prominent funds: QQQM, FSPGX, and the SPDR S&P 500 ETF Trust. Let's dive into the numbers to see how these funds stack up against each other.

QQQM
Start Balance: $10,000
End Balance: $40,062
Annualized Return (CAGR): 20.58%
Standard Deviation: 19.79%
Best Year: 54.85%
Worst Year: -32.58%
Maximum Drawdown: -32.58%
Sharpe Ratio: 0.95
Sortino Ratio: 1.56
Benchmark Correlation: 0.92
QQQM has demonstrated impressive growth with a significant end balance of $40,062 from a $10,000 start balance. The annualized return (CAGR) of 20.58% highlights its potential for high returns, albeit with a higher standard deviation of 19.79%, indicating greater volatility. Its best year return was a remarkable 54.85%, but investors should be cautious of its worst year performance of -32.58% and maximum drawdown of the same figure. The Sharpe ratio of 0.95 and Sortino ratio of 1.56 reflect a solid risk-adjusted return, while the benchmark correlation of 0.92 shows its close tracking to the benchmark.

FSPGX
Start Balance: $10,000
End Balance: $35,239
Annualized Return (CAGR): 18.51%
Standard Deviation: 18.63%
Best Year: 42.77%
Worst Year: -29.17%
Maximum Drawdown: -30.68%
Sharpe Ratio: 0.91
Sortino Ratio: 1.46
Benchmark Correlation: 0.96
FSPGX also shows strong performance, ending with $35,239 from a $10,000 start balance. With an annualized return (CAGR) of 18.51% and a slightly lower standard deviation of 18.63%, it presents a good balance of return and risk. Its best year performance was 42.77%, and the worst year saw a decline of -29.17%, with a maximum drawdown of -30.68%. The Sharpe ratio of 0.91 and Sortino ratio of 1.46 indicate good risk-adjusted returns. FSPGX has a high benchmark correlation of 0.96, indicating its performance closely mirrors that of its benchmark.

SPDR S&P 500 ETF Trust
Start Balance: $10,000
End Balance: $26,696
Annualized Return (CAGR): 14.16%
Standard Deviation: 16.52%
Best Year: 31.22%
Worst Year: -18.17%
Maximum Drawdown: -23.93%
Sharpe Ratio: 0.77
Sortino Ratio: 1.18
Benchmark Correlation: 1.00
The SPDR S&P 500 ETF Trust, a widely known fund, ended with $26,696 from the same initial investment of $10,000. It has a lower annualized return (CAGR) of 14.16%, but also a lower standard deviation of 16.52%, making it less volatile compared to QQQM and FSPGX. Its best year return was 31.22%, and the worst year saw a decline of -18.17%, with a maximum drawdown of -23.93%. The Sharpe ratio of 0.77 and Sortino ratio of 1.18 show moderate risk-adjusted returns. Its benchmark correlation of 1.00 confirms it tracks the S&P 500 index very closely.

Conclusion
In summary, QQQM offers the highest returns but comes with higher volatility and risk. FSPGX provides a strong return with slightly lower volatility, making it a balanced choice for growth-oriented investors. The SPDR S&P 500 ETF Trust offers steady, moderate returns with the least volatility among the three, making it suitable for more risk-averse investors. Your choice between these funds should depend on your risk tolerance, investment goals, and market outlook.