Скачать или смотреть What You Need to Know About Inherited Annuities | Retirement Today Ep. 7

In this episode of Retirement Today, Jenna Cairns, owner and financial advisor at Beacon Wealth Advisory, is joined by Jaclyn Gladhill to break down a complex but crucial topic: inherited annuities. If you've inherited an annuity—or may in the future—this episode is packed with essential insights on what your options are, how taxes work, and why careful planning is so important. Whether you're a spouse, child, or another beneficiary, Jenna explains the key factors that determine your choices and how to avoid costly tax traps.

Timestamps:
00:01 - Introduction to Retirement Today
00:28 - Welcoming co-host Jaclyn Gladhill
01:13 - 4th of July stories and family fun
03:57 - Transition into today's topic
04:20 - What is an inherited annuity?
04:42 - What is an annuity and how does it work?
05:47 - Taxes and complexity of inheriting an annuity
06:41 - Three key factors that affect inherited annuities
07:40 - Differences for spouse beneficiaries
08:59 - Non-spouse beneficiary limitations
09:58 - Stretch option and company transfer rules
10:45 - Tax implications and timing rules
11:07 - How non-qualified inherited annuities are taxed
12:36 - IRS table and annual payment calculation
13:49 - Timing and IRS penalties for delay
14:21 - Key questions to ask when inheriting
15:19 - Final thoughts on managing inherited annuities
16:40 - Importance of professional financial guidance
16:59 - How to contact Beacon Wealth Advisory
17:24 - Closing remarks and call to action

Need help preparing for retirement? Schedule a no-obligation consultation today. Call us at 📞 1-800-994-8993 or visit our website at 🌐 www.beaconwealthadvisory.com to get started.

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