Скачать или смотреть 030: Saible CEO, Jarvey on fixing the payments problem in the construction industry

[Trigger Warning - ⚠️ ‼️ Description and video both talk about suicide rates in construction due to financial pressure]

Jarvey, CEO of Saible, joins us on Griffin Uncut to discuss one of the most overlooked crises in the UK economy: the construction industry's broken payment system.

Construction has the highest insolvency rate of any sector. Construction workers take their own lives every other day in the UK, with financial pressure being a major contributor. The problem? Payments flow through up to seven tiers of supply chain, and when someone in the middle goes bust, entire family businesses collapse overnight.

Saible is fixing this with digital parallel payment accounts (DIPAs) built on Griffin's infrastructure. Instead of money flowing tier by tier (where it can be diverted or disappear into insolvency), Saible enables parallel payments so the entire supply chain gets paid at once. The money is ring-fenced in trust, can't be used for other projects, and is protected even if the client goes bankrupt.

We all pay too much and wait too long for infrastructure because of these inefficiencies. Jarvey explains the three-legged stool (technology, legal framework, banking infrastructure) needed to solve it, why category creation is brutally hard, and how government and private sector lenders are backing the solution.

This is our 30th and final episode of 2025. We're ending the year by showcasing how banking infrastructure can solve problems far beyond traditional finance.

Learn more about Griffin: https://griffin.com
Learn more about Saible: https://saible.co.uk

If you or anyone you know is in a suicidal crisis, please call the emergency services on 999. Learn more about what to do here - https://spuk.org.uk/in-a-crisis/

Chapters:
00:00 Introduction
00:19 What is Saible?
00:54 The construction payment problem explained
04:38 The scale of money involved
06:19 The human cost: a family firm's story
08:06 Why this is a societal problem
10:16 How Saible's solution works: Digital Parallel Payment Accounts
13:09 The complexity behind simplicity
14:50 Taking the solution to market
17:12 Why some contractors resist change
20:19 The leverage problem in the supply chain
21:03 What's next for Saible in 2026
24:25 Compliance and fraud prevention by design
26:39 Why having a clear mission matters
28:26 The brutal honesty about category creation
32:56 The human impact: suicide rates in construction

Griffin Uncut is a fintech podcast exploring how modern banking infrastructure gets built. We talk to fintech founders, operators, and builders about embedded finance, API-first banking, payments, regulation, and scaling financial products