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EPFO आपको हर महीने कितनी पेंशन देगा ? After completed at least 10 years of Service ऐसे पता करो
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Employee Pension Scheme, yaani EPS 1995 ke baare mein. Yeh scheme, Employees' Provident Fund Organisation (EPFO) dwara launch ki gayi thi, jo humare organized sector mein kaam karne wale employees ke liye ek bohot hi zaroori financial security ka source hai, especially retirement ke baad.

Aap sabko yeh pata hoga ki EPS 1995 ke rules ke according, normal pension age 58 saal hai. Lekin, agar aap chahte hain, to aap is pension ko 58 saal se pehle bhi withdraw kar sakte hain, lekin kuch conditions ke saath.

EPS 1995 Ki Kuch Important Points:
Contributions ka Breakdown: Employee ke contribution ka pura hissa unke provident fund mein jata hai, jabki employer ke contribution ka ek part 3.67% provident fund mein aur 8.33% pension fund mein jata hai.
Pension Corpus: Yeh fund EPFO dwara manage hota hai, jo aapko retirement ke baad ek guaranteed pension provide karta hai.
Pension Kaise Milegi?
Minimum Service Requirement: Pension paane ke liye aapko kam se kam 10 saal tak EPS mein contribute karna zaroori hai.
Retirement Age: 58 saal ke baad aapko pension milegi, jo aapki salary aur service duration par depend karti hai. Pension amount minimum Rs 1,000 se lekar maximum Rs 7,500 tak hota hai.
Early Pension Withdrawal Kaise Karein?
Eligibility: Agar aap 50-58 saal ke hain aur aapne 10 saal ka service period complete kar liya hai, to aap early pension withdrawal ke liye eligible hain.
Reduction in Pension: Lekin dhyaan rahe, agar aap 58 saal se pehle pension lete hain, to aapki pension amount har saal 4% se kam ho jayegi.
Pension Withdrawal Delay Karne Ka Fayda:
Increased Pension: Agar aap 58 saal ke baad apni pension withdrawal karte hain, to aapki pension amount har saal 4% se badh jayegi.
EPS 1995 Mein Alag-Alag Pension Types:
Widow Pension: EPF member ke death ke baad unke spouse ko milti hai.
Child Pension: EPF member ke bachon ko milti hai.
Orphan Pension: Agar spouse nahi hain, to member ke bachon ko milti hai.
Reduced Pension: Jo employees early retirement lete hain lekin service requirement puri kar chuke hain, unko reduced pension mil sakti hai.
EPS Amount Kaise Check Karein?
EPFO ke online portal par jaakar, apne UAN credentials ke saath login karke aap apni EPS amount check kar sakte hain.

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