Скачать или смотреть How Safe Is Your Money in the Bank? The Rules Nobody Explains Until It’s Too Late

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Most people believe their savings account is the safest place their money can be, but is it really?

In this conversation, we take a calm and honest look at the real risks most people never think about, including dormant accounts, escheatment laws, FDIC and NCUA insurance limits, inflation, and why simply leaving money untouched can sometimes create unexpected problems.

After experiencing an account being closed for inactivity and the funds sent to the state, I realized how many rules exist behind the scenes that most people never hear about until it happens to them.

This episode is especially important for seniors, retirees, and anyone who keeps savings they don’t regularly use.

We’ll talk about:

What FDIC and NCUA insurance really covers
Why inactive accounts can be classified as dormant
How escheatment works
Why inflation quietly erodes savings
The importance of reviewing statements
Why building a relationship with your bank matters
How to keep accounts active and protected
Simple steps to safeguard your money

This isn’t about fear, it’s about awareness and protecting yourself by understanding how the system actually works.

Your savings should give you peace of mind… and knowing the rules helps make sure it does.

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