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First-Time Home Buyer Guide: Newcomers & Canadians | Real Estate Tips with Helena McDermott
Thinking of buying your first home in Canada? Don't hit the market without watching this!

In this episode, we sit down with Helena McDermott, a top real estate expert from the Evolve Real Estate Team (operating under Keller Williams) to get her best advice for first-time home buyers, including new Canadians.

Helena, who has been in real estate for nine years and works closely with the Multicultural Association, breaks down the biggest mistakes and most important steps to securing your dream home.

🔑 What You’ll Learn:
Can You Buy a Home on a Temporary Status? Dispelling the common myth about permanent residency (PR). Learn about programs that exist for newcomers, sometimes with as little as 5% down.

The Most Expensive Mistakes: Find out why the biggest mistake is not preparing for closing costs, which can be an extra 2–4% on top of your down payment. She covers the land transfer tax (1%), lawyer fees, and inspection costs.

Checking Out a Neighbourhood: Helena shares essential tips for new Canadians on checking if a neighbourhood is safe, friendly, and close to amenities. This includes driving or walking around at different times—not just a Monday afternoon.

The Home Inspection Process: We walk through the importance of a 3-hour inspection after your offer is accepted. Learn which major systems are most critical to check (electrical, roof, foundation, heating, and plumbing) and how you can negotiate based on the results.

Navigating Bidding Wars: Helena discusses strategies like the escalation clause and how non-price factors (like closing flexibility) or even "love letters" can help seal the deal in a competitive market.

Helena's #1 Advice: The single most important piece of advice for newcomers starting their home-buying journey: Be patient and don't do it alone.

📞 Connect with Helena McDermott
Team Name: Evolve Real Estate Team - https://evolverealestateteam.ca/Team/...
  / helenamcdermottrealtor  

Disclaimer: Real estate rules, including the foreign buying ban, are always changing, so consult a lawyer and a mortgage specialist for advice specific to your situation.

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