Even “cashless” hospitalisation can cost you ₹40,000–₹1 lakh from your own pocket.
In this video, Harish Singla explains the hidden hospital costs — like consumables, PPE kits, room rent caps, and attendant charges — that most health insurance plans don’t cover.
📘 You’ll Learn:
The real hidden costs in hospital bills
How “cashless” ≠ 100% cover
3 smart clauses every family must check
Tags:
hidden hospital costs india, cashless claim not full, harish singla, health wealth happiness, health insurance family plan india, room rent limit, consumables clause, medical bill surprises
🎥 About This Video
Welcome to Insurance Simplified with Harish Singla, India’s most practical and unbiased learning platform for Life, Health, General, Motor, Home & Credit Life Insurance.
In this video, we cover: Hidden Costs Hospitals Don't Tell You - Cover Smartly— explained in simple language with practical, real-world examples so you can take confident, informed insurance decisions.
Every video on this channel is designed to help you:
✔ Understand policy wording and coverage
✔ Avoid hidden clauses, exclusions and restrictions
✔ Decode claims, cashless, reimbursements & deductions
✔ Compare insurance products intelligently
✔ Choose the right riders, add-ons & top-ups
✔ Avoid customer mistakes that lead to financial losses
✔ Save money by selecting correct features
✔ Understand how insurance works behind the scenes
🌟 About This Channel: Insurance Simplified with Harish Singla
Insurance Simplified is a non-monetized, non-promotional and unbiased educational initiative focused on increasing insurance awareness and preventing costly mistakes.
We simplify complex topics across:
🔹 Life Insurance
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Room rent, co-pay, deductibles, sub-limits
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AYUSH, maternity, OPD, wellness & coverage gaps
Top-up & super top-up plans
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Documents needed
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🔹 Policy Fine Print (Most Important)
Exclusions
Waiting periods
Disease limits
Hidden sub-limits
Pre-existing condition rules
Mistakes customers ignore
Our purpose is simple:
👉 Help every Indian family make insurance decisions with clarity, confidence and zero confusion.
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🏷️ High-Impact Topics Covered on This Channel
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📌 Important Disclaimer
This channel is strictly educational.
All information is general in nature.
This channel does not promote, endorse or represent any insurance company, brand or product.
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For personalised recommendations, please consult a certified insurance advisor.
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