Скачать или смотреть credit score tips that actually work free credit repair 2025

🚨 Your Credit Score Isn’t the Whole Story! 🚨
Even with a 700+ score, you could still get denied — and here’s why 👇
✅ Remove old collections — they can stay up to 7 years
✅ Keep credit usage under 10% — it’s a major scoring factor
✅ Never close old accounts — they build your history

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