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How to Downgrade your Paypal Business account
Choose 'Managing My Account' in the Topic box, then select 'Change account type' in the Subtopic box and lastly select 'Downgrade my account' from the drop-down box.
Downgrading a PayPal Business account to a Personal account is not a straightforward process as PayPal does not provide a direct option for downgrading. However, you can follow these steps to achieve a similar outcome:

Log in to your PayPal account: Go to the PayPal website (www.paypal.com) and sign in using your PayPal Business account credentials.

Contact PayPal customer support: Visit the PayPal Help Center (www.paypal.com/us/smarthelp/home) and navigate to the "Contact Us" page. Choose the appropriate contact option, such as phone support or messaging, to reach PayPal customer support.

Request a downgrade: Explain to the PayPal customer support representative that you would like to downgrade your PayPal Business account to a Personal account. They will guide you through the process and assist you further.

Provide necessary information: PayPal may require additional information from you, such as the reason for downgrading and any relevant account details. Be prepared to provide the requested information to facilitate the downgrade process.

Follow instructions from PayPal: Once you have contacted PayPal customer support, they will guide you through the necessary steps to downgrade your account. Follow their instructions carefully and provide any requested information or documentation promptly.

Review your account after downgrade: After the downgrade process is completed, review your PayPal account to ensure that it is now functioning as a Personal account. Double-check the account settings, transaction limits, and other features to confirm the change.

It's important to note that the availability and process for downgrading a PayPal Business account may vary depending on your location and specific circumstances. It's recommended to directly contact PayPal customer support for accurate and up-to-date guidance tailored to your account.