Скачать или смотреть IRMAA and You: Smart Strategies to Manage Your Medicare Costs

Avoid Costly Medicare Premium Surprises: Understanding and Managing IRMAA
Retirement should be simple, but unexpected Medicare premiums can complicate things, especially if you're not aware of IRMAA (Income-Related Monthly Adjustment Amount). This episode explains what IRMAA is, why it exists, and how it can significantly increase your Medicare Part B and Part D premiums based on your income from two years prior. Featuring real-life stories of retirees who were caught off guard and others who strategically planned to avoid IRMAA, the video offers practical tips such as managing Roth conversions, charitable giving, and handling required minimum distributions to minimize the impact. Learn how to appeal if you experience a life-changing event, and discover strategies to ensure your retirement plan takes IRMAA into account. Planning today could save you thousands tomorrow. Don't forget to like, subscribe, and share!

00:00 Introduction to Retirement and Medicare Premiums
01:05 Understanding IRMA: What It Is and Why It Matters
02:15 Real-Life Stories: The Impact of IRMA
04:44 Strategies for Smart Planning
05:56 Appealing IRMA: What to Do If You Get Hit
06:43 Proactive Steps to Manage IRMA
07:38 Conclusion and Final Thoughts


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