Скачать или смотреть Beyond the bank: new ways for SMEs to access growth funding

This session breaks down the fast-growing world of alternative finance and why SMEs should not stop at “no” from the bank. The panel explains how new lenders are transforming access to capital with faster decisions, flexible products and data-driven underwriting. You’ll learn why banks struggle to support early-stage companies, how alternative lenders use open banking and real-time data and what business owners can do to prepare for a successful application. The conversation also explores market consolidation, risk management and the future of SME finance in the UK.

What You Will Learn:
• Why 50% of businesses stop when the bank declines funding
• The differences between bank lending and alternative finance
• How open banking enables faster decisions
• What information SMEs need to provide to get approved
• How alternative lenders assess risk and design products
• When to use working capital, trade finance or revolving facilities
• The future of alternative finance and the rise of challenger lenders
• Practical steps founders can take to access funding quickly

Speakers:
• Justin Parr, Chief Credit Officer, Treyd
• Gokce Yucealpan, Chief Commercial Officer, Triver
• Scott Simpkin, Head of Sales, Iwoca
• Hosted by: Ciaran Burke, Co-founder & COO, Swoop Funding