Скачать или смотреть The Bharat Lens: Driving Financial Change with Digital Innovation

🔍 The Bharat Lens: Driving Financial Change with Digital Innovation | Bharat Fintech Summit 2025

🎤 Expert Speakers:
✅ Deepak Sharma – Digital Leader
✅ Samir Singh Jaini – Founder & CEO, The Digital Fifth

💡 How Digital Platforms are Revolutionizing Financial Inclusion in India
💡 Scalable, Low-Cost Financial Solutions for Bharat
💡 AI-Driven Voice-Based Services for Rural Customers
💡 Building India’s Next-Gen Fintech Model for the Global South

📌 Key Takeaways: Digital Transformation in Bharat Fintech

🌍 India’s Fintech Model: A Blueprint for Global South
India’s digital public infrastructure (DPI) is bridging the gap between urban & rural regions.
100+ airports, broadband, 4G & 5G networks are driving connectivity across Bharat.
Financial inclusion is no longer just rural—it’s about aspirational India.
Scalable embedded finance solutions are the future of fintech.
📢 "Bharat is evolving—aspirational middle-class consumers demand the same financial services as urban India."

📌 What’s Needed in India’s Fintech Innovation?
🚀 Key Fintech Opportunities in Bharat
✅ Digital Credit & Lending – Affordable, small-ticket MSME & rural loans.
✅ AI-Based Voice Banking – Reaching non-tech-savvy users in their regional languages.
✅ Fraud Detection & Risk Management – AI-powered solutions to prevent financial fraud.
✅ Collections & Early Warning Systems – Tech-driven solutions to manage unsecured lending risks.
✅ Digital Identity & KYC – Seamless, paperless verification through India Stack.

📢 "If India solves fraud detection, credit underwriting & collections, we can lead global fintech innovation."

📌 The Future of Financial Innovation in Bharat
🔮 What’s Next for Bharat Fintech?
✅ Embedded Finance & API-Led Banking – Seamless integration of financial products into everyday platforms.
✅ AI-Driven Financial Services – Voice-first, vernacular-friendly fintech solutions for rural India.
✅ Affordable, Low-Cost Financial Products – Built for scale, leveraging India’s DPI.
✅ RegTech & Compliance Automation – AI-driven monitoring & fraud prevention tools.
✅ Beyond India: Scaling Bharat Fintech Globally – Expanding successful models to Southeast Asia, Africa & Middle East.

📢 "India’s fintech revolution is a global opportunity—our low-cost, high-impact innovations can transform financial services worldwide."

📌 How to Build a Scalable Fintech Model in India?
🏗 Founders’ Guide to Long-Term Fintech Success
🔹 Solve Real Problems – Address MSME credit, fraud prevention, collections & rural finance.
🔹 Think Global from Day One – Build fintech products that can scale beyond India.
🔹 Adopt API-First, Open-Source Models – Enable seamless integrations across ecosystems.
🔹 Leverage India’s Digital Stack – Use Aadhaar, UPI, OCEN, and ONDC for cost-effective scaling.
🔹 Collaborate with Banks & NBFCs – Banks must actively support fintech startups to drive innovation.

📢 "India’s fintech startups need to move beyond me-too ideas—focus on solving unique, high-impact financial challenges."
📢 "Bharat’s fintech story is just beginning—this is the decade for Indian startups to lead the global financial revolution!"

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