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0:10 MSME Loans: Advantages, Documents and Eligibility for MSME Loans
What can an MSME / SME loan be used for?

• Invest in your firm’s infrastructure
• Meet working capital requirements
• Install new plant and machinery
• Pay for several overheads

Advantages of MSME Loan.

• MSME / SME finance up to Rs.30 Lakh
• Collateral Free, Easy Processing and withing 24 hour approval
• Flexi loan, where you can have the loan sanctioned in your name, but you only pay interest on what you use
• Minimal Documentation

2:28 Documents


• KYC documents
• Statements of bank account
• Proof of business vintage

3:36 Eligibility
Applicants running a business for at least 3 years are eligible to apply for an SME/MSME Loan. They must also be within the age bracket of 25 to 55 years and have their business’ IT returns filed for at least the past 1 year.

4:42 Documentation

Minimum credit score of 750 with no records of default


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