Скачать или смотреть 📣 Medicare SEP Alert: Withdrawal of Disaster SEPs & Must-Know Enrollment Windows ⚠️📆

Don’t miss out on enrollments — these overlooked Medicare SEPs can boost your book fast! 💥

Understanding Special Enrollment Periods (SEPs) is essential for helping Medicare beneficiaries get the coverage they need—especially during unexpected events like natural disasters. Here’s what you need to know about the latest Medicare SEPs, including current Disaster SEPs:

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🌪️ 1. Disaster SEPs (CMS-Declared Emergencies) If a beneficiary lives in (or was impacted by) a county where FEMA declared a disaster and missed a Medicare enrollment period because of it, they may qualify for a Disaster SEP.
✅ Available for: Medicare Advantage, Part D, and some Medigap changes ✅ Who qualifies: Those who were eligible to enroll but couldn't due to the disaster
✅ Action: Agents can reference CMS Emergency & Disaster Page for current declarations and deadlines
🕒 Typical window: 2 months after the end of the declared disaster/emergency
📦 2. 5-Star SEP If a 5-star Medicare Advantage or Part D plan is available in the area, clients can switch once per year to a 5-star plan. 🗓️ SEP window: Dec 8–Nov 30 of the following year
💊 3. LIS/Extra Help SEPa It's no longer an SEP
🏠 4. Dual-Eligible SEP (Medicaid + Medicare) Dual-eligibles can also make one plan change per quarter in the first 3 quarters of the year. Check to See if you state is HIDE/FIDE state
📦 5. Other SEPs to Remember:

Moved out of plan service area
Lost employer coverage
Released from incarceration
SNF/Nursing facility admissions/discharges
Contract termination or plan sanction SEP
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