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How to eliminate our credit card debt
This is what has worked for me and all my international clients:
Everything is negotiable
Be persistent
Call late at night...
Treat card reps nicely
Explain why you need help
Politely ask to talk to a supervisor
Ask for “hardship” programs
Call back another day/time
Balance transfer fees may not be worthy
You negotiate better than debt consolidation companies, that also charge you fees
Research and ask us for summary templates


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