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Crypto Investing as a Form of Speculative Investment | Nigerian Perspective

Cryptocurrency is often called an investment — but is it really?

In this 18-minute episode, I explain crypto investing as a form of speculative investment, especially from the perspective of Nigerian youth.

This video breaks down:

what speculative investment really means

why crypto falls under speculation

the risks involved in crypto investing

why many youths lose money chasing fast returns

how crypto should fit into a healthy financial journey

This is not about fear or hype.
It’s about understanding risk before committing your money.

If you don’t understand speculation, you may keep gambling and calling it investing.

⏱ TIMESTAMPS (Optional but recommended)

0:00 — Why many people misunderstand crypto
2:10 — What speculative investment means
5:00 — Why crypto is highly volatile
8:40 — Risk vs reward explained
12:20 — Common mistakes youths make in crypto
15:30 — Final thoughts and financial clarity

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📈 CURRENT TREASURY BILL RATES:
• 91-day: ~17% per annum
• 182-day: ~17.5% per annum
• 364-day: ~18% per annum

🔗🔗 RECOMMENDED PLATFORMS:
• Start Saving Automatically: https://get.cowrywise.com/r/JosepV0m
• Begin Investing (US Stocks): https://play.google.com/store/apps/de...
• Financial Courses: https://lurnics.com/Courses/

🎯 WHO THIS IS FOR:
• Nigerians aged 20-40
• Wanting passive income streams
• Tired of living paycheck-to-paycheck
• Ready for long-term wealth building

📲 CONNECT WITH ME:
• WhatsApp Community: wa.link/pkyad6
• Instagram: @amoo_joseph
• Twitter/X: https://x.com/AmooJoseph4
• LinkedIn:   / amoo-oluwasegun-110552211  

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#SpeculativeInvestment
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