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கடனை அசலில் கழிப்பதை கடன் வாங்குபவர் நிர்ணயிக்க முடியுமா? | Bank Loan vs People |

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1. Borrower’s Rights – Can the borrower decide to settle the debt in full, or is it dependent on the lender?
2. Legal Framework – Understanding the laws governing debt settlement and the borrower’s role.
3. Debt Settlement Process – Steps involved in settling a debt in full, and how it affects the borrower.
4. Lender’s Role – The lender’s discretion in agreeing to a full settlement and possible negotiations.
5. Impact on Credit – How settling a debt can impact the borrower’s credit score and financial future.
6. Debt Negotiation – How borrowers can negotiate with lenders for full settlement or reduced payments.
7. Types of Debt – Whether the borrower’s decision to settle applies to all types of debt (e.g., personal loans, credit card debt, etc.).
8. Benefits of Settling in Full – Advantages of settling the debt early or in full, such as avoiding further interest or fees.
9. Risks of Full Settlement – Potential risks involved in settling the debt in full, including legal consequences or tax implications.
10. Alternatives to Full Settlement – Other options available to borrowers, such as payment plans, debt restructuring, or bankruptcy.