Скачать или смотреть Why Premium Bonds Fail Most Savers (& Smarter Alternatives)

Premium Bonds are the UK’s most popular savings product, but are they really a smart place to keep your money? In this video, I break down the harsh truth behind Premium Bonds, why most people never win, and who actually benefits.

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Chapters:
00:00 – The Harsh Truth About Premium Bonds
00:50 – How Premium Bonds Work
01:22 – Prize Fund Rate Explained
02:03 – Why Most People Lose Out
02:29 – Why They’re Still Popular
02:46 – The Tax-Free Benefit (and who it really helps)
03:52 – Who Premium Bonds Actually Benefit
04:11 – The Thrill of the Draw
04:30 – The Real Risks: Inflation & Opportunity Cost
05:10 – Why Premium Bonds Are a Gamble, Not a Plan
05:31 – Investing vs Premium Bonds
05:53 – Who Should (and Shouldn’t) Use Premium Bonds
06:17 – Better Alternatives (ISAs & Savings Accounts)
06:34 – Final Thoughts & My Experience

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