Скачать или смотреть Bank Lending in The Age of Digital Disruption

Speakers:
Jean Dermine (Professor of Banking and Finance, INSEAD)
Giacomo Calzolari (Professor of Economics, University of Bologna)

Recording of the online seminar on 22 May 2018.

Digital technologies are disrupting the world of banking and finance. Their advent visibly results in new opportunities. However, digital banking may also bring along new threats. Against the background of a long series of financial and technological innovations, this online seminar will focus on the economics of banking services in the new digital age. Jean Dermine (INSEAD) concentrates on banks’ two main functions – the provision of liquidity and the provision of loans – and will ask whether these services could be displaced by peer-to-peer and marketplace lending.

Dermine in particular assesses one segment of digital disruption, peer-to-peer (P2P) lending. The case of Lending Club, the emblematic leader of the US P2P sector will help to anchor the discussion on real-life issues and to anticipate likely developments in the globalized industry. In his talk he will also engage with contemporary regulatory issues. Giacomo Calzolari (University of Bologna and Center for Economic Policy Research) then provides his views and comments on the argument. The session ends with an interactive Question and Answers session.

http://fbf.eui.eu/event/online-semina...