Скачать или смотреть Here's Why $1 Million May not be Enough to Retire in Canada

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For years, Canadians have been told that reaching a million dollars means retirement is taken care of. And while saving $1,000,000 is a major accomplishment, it doesn’t automatically guarantee a comfortable or stress-free retirement.

In this video, I walk through the real financial reality of retiring with $1 million in Canada. We break down why that number often feels much larger before retirement than it does after, and where pressure quietly starts to show up once withdrawals begin.

I explain how taxes, inflation, withdrawal timing, and account structure affect your income year after year, and why retirement is ultimately an income problem — not a net-worth problem. We also talk about the hidden role RRSP withdrawals play in increasing taxes, reducing flexibility, and limiting future options if planning isn’t coordinated properly.

You’ll learn why TFSAs matter far more than most people expect at this level, how lifestyle expectations influence outcomes more than markets, and why retirement stress often builds slowly rather than appearing all at once.

If you’re within five to ten years of retirement — or already retired — and wondering whether your current plan truly supports the lifestyle you want, this video will help you understand where the real risks lie and how better coordination can create confidence instead of constraint.











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