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00:01 - Introduction
00:18 - What minimum balance means in bank accounts
00:33 - Penalty charges when balance goes below limit
01:06 - Difference between zero balance and minimum balance
02:27 - Categories of bank accounts: No, Low, High balance
02:52 - Banks with no minimum balance (SBI, Canara, Indian Bank etc.)
04:09 - Banks with low minimum balance requirements explained
06:56 - Banks with higher minimum balance requirements (₹2500–₹50,000)
08:35 - Recap: Choosing the right bank for your needs
10:11 - Final advice: Compare, save wisely, and avoid penalties

How Much Money Should You Maintain in Your Bank Account? | Minimum Balance Guide India 2025

Are you confused about how much minimum balance you need to maintain in your bank account? 🤔 This video explains the minimum balance requirement for savings accounts in SBI, HDFC, ICICI, Axis Bank, and other private banks in India. Maintaining the required balance is very important because banks charge penalty fees if your account balance goes below the limit.

In this video, you will learn:
✅ Minimum balance rules in Indian banks for 2025
✅ How much balance SBI, HDFC, ICICI & Axis Bank require
✅ Penalty charges if you don’t maintain minimum balance
✅ How to avoid unnecessary bank charges
✅ Differences between metro, semi-urban & rural branch requirements

Whether you are an SBI customer or using a private bank like HDFC, ICICI, or Axis, knowing the bank minimum balance rules will help you save money. Many people lose hundreds of rupees every year because they don’t know these minimum balance charges.

Watch till the end to clearly understand how much you must maintain in your account, which banks have zero balance accounts, and smart tips to manage your bank balance without penalty.

This is a complete Tamil finance guide that helps you stay safe and smart with your money. 💰

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DISCLAIMER
We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.