My New Favorite Budgeting App | Live Q&A

Tonight, I'll start by sharing a new budgeting app I've started using that I really like. Then I'll answer your questions.

Lunch Money App: https://go.robberger.com/lunch-money/...

0:00 - Intro
1:20 - Lunch Money app
5:58 - Micro Strategy
8:25 - Where to place bonds
9:59 - Ohio State game
11:09 - BND vs TIPS Ladder
14:25 - Covered Call ETFs
19:33 - Backdoor Roth Conversion
23:30 - Collapse of Yotta
28:08 - Double counting payments
30:31 - Roth value not going up in Boldin
35:11 - Tiller
36:03 - VSBSX for TIPS bond fund instead
38:54 - Private credit
40:18 - Good time to check allocations?
42:43 - Europe's population decline/International exposure
45:21 - SPTM vs SPLG
48:33 - JPSV fund disclosures
51:58 - Model volatility in Boldin
53:50 - YNAB free trial
55:28 - Lunch Money vs Tiller
57:43 - Decline in pension and rise in 401K
59:25 - VOO and Chill
1:00:53 - Target date funds
1:02:53 - Pralana
1:04:19 - Lunch Money app syncing with other apps
1:04:48 - Poll
1:08:06 - Enough at retirement
1:11:52 - AI platform Perplexity
1:15:17 - SCHD
1:20:41 - World Chess Championship
1:23:56 - Model tax gain harvesting in Boldin
1:26:42 - Roth Conversion vs Backdoor Roth
1:28:34 - Thoughts on whole life insurance
1:30:15 - Announcements

Join the Newsletter. It's Free:
https://robberger.com/newsletter/?utm...

Financial tools I use:

I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:
https://go.robberger.com/empower/yt-

My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost:
https://go.robberger.com/new-retireme...

I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:
https://go.robberger.com/capitalize/yt-

My budgeting tool of choice is Tiller. It downloads all your banking data to Excel or Google Sheets:
https://go.robberger.com/tiller/yt-

We save and invest our credit card rewards. Here are some of my favorite credit cards:
https://www.allcards.com/best-credit-...

My Book (Retire Before Mom and Dad):
https://amzn.to/4d9qbhA

#retirement #investing #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013, I started the Doughroller Money Podcast, which has been downloaded millions of times.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

LET'S CONNECT

Youtube:    / @rob_berger  

Facebook:   / financialfreedomguy  

Twitter:   / robert_a_berger  

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you, I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.