Скачать или смотреть Home Insurance in Spain Explained | Buildings, Contents, Community Policies & Consorcio

Thinking about buying a home in Spain or already own one? Understanding home insurance in Spain is essential — especially for expats from English-speaking countries who may be used to different rules back home. In this video, we break down everything you need to know about Spanish home insurance (seguro de hogar) in just a few minutes.

✔ Learn the difference between buildings insurance (seguro de continente) and contents insurance (seguro de contenido) — and why fitted kitchens and appliances are often considered contents in Spain.
✔ Find out whether you still need a policy if your community of owners (comunidad de propietarios) already has insurance.
✔ Discover why the Consorcio de Compensación de Seguros matters and how it protects you against natural disasters.
✔ Understand the rules if you rent out your property — and why declaring this to your insurer is crucial.

We’ll also touch on landlord insurance, squatter protection, and first-loss cover for apartments.

Whether you live in your Spanish property full-time or rent it to others, this guide will help you avoid costly mistakes and make sure your insurance is set up correctly.

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