Скачать или смотреть Why You Shouldn’t Leave Your HSA to Your Kids

In this video, I break down the triple tax benefits of Health Savings Accounts, what happens to your HSA when you pass away, and the key differences between HSA inheritance rules vs Roth IRA inheritance.

You’ll learn:
• The 3 unique tax advantages of HSAs
• What happens if your spouse or children inherit your HSA
• Why Roth IRAs often make better legacy tools
• A smart strategy for spending your HSA before death

Chapters:
00:00 – Intro: Taxable, Pre-Tax, Roth & HSA Accounts Explained
00:28 – Why the HSA is My Favorite Retirement Account
01:00 – Triple Tax Benefits of HSAs (Contribute, Grow, Withdraw)
01:32 – Spousal Beneficiaries: Passing HSAs to Your Spouse
02:00 – Non-Spouse HSA Inheritance Rules (Children & Taxes)
02:36 – Roth IRA vs HSA Inheritance: $50K Comparison Example
03:10 – How HSA Inheritance Impacts Tax Brackets & State Taxes
04:02 – Smart Strategy: Spend HSAs First, Preserve Roth for Kids
04:32 – Final Takeaways: Best Way to Use Your HSA Before Death

If you want to get personalized advice, book a call with me at https://forthrightfinances.com/start-...