LIFETIME PAMANA PLAN | PRODUCT REVIEW OF SUN SMARTER ELITE | SUN LIFE

✅EDUCATION : SUN Smarter Life Elite is a protection and savings plan that provides double life insurance coverage throughout your lifetime. It also gives additional cash benefits that you can use to help fund your child’s education needs.

✅RETIREMENT - SUN Smarter Life Elite is a protection and savings plan that provides double life insurance coverage throughout your lifetime. It also gives additional cash benefits, which can serve as regular income during your golden years.

✅PREPARING FOR LIFE MILESTONE -
SUN Smarter Life Elite is a protection and savings plan that provides double life insurance coverage throughout your lifetime. It also gives additional cash benefits that you can use to grow your savings and fund future goals or target milestones.

Benefits:

Life insurance coverage
Secure your loved ones’ future with life insurance benefit worth twice the Face Amount of your plan, providing coverage until age 100 or maturity.

Enhance your plan with the addition of riders or supplemental benefits which can provide added protection for contingencies such as accidents, disability and illnesses.

Lifetime guaranteed cash benefits
Enjoy regular guaranteed cash benefits throughout your lifetime, starting at the end of the sixth year of your plan and every two years afterwards. You may also choose to leave your cash benefits with Sun Life to accumulate and be available for future needs.

Living benefits
Earn dividends from your plan which you may use to increase your insurance coverage, pay for future premiums, leave with Sun Life to accumulate, or receive in cash. In case of emergencies, money also comes in handy via a policy loan against your plan’s cash value instead of borrowing from various financial institutions or selling your prized possessions.

A portion of your Face Amount may also be given in advance if the life insured is diagnosed to be terminally ill.

Manageable premium payments
Pay your premiums regularly on an annual, semi-annual, or quarterly basis. You may also opt for a shorter guaranteed payment period of only 5 or 10 years.

Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.

NOTE: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.

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