Buying a boat vs investing the money, the real financial impact. Boats keep you broke !!

Running the numbers between buying and owning a boat and investing in global index funds.
This comparison assumes you're financing a $200.000 boat over 15 years, at 6% interest. It also assumes the option would be to spend whatever you're using at the boat for investing each month in a global index fund instead.
The difference to your finances in this example is shocking. After 15 years the boat owner has very little to show for, while the investor has more than $850.000 to his name!
I love boats and boating, and admit I'm irresponsible enough to say "buy the damn boat". You can save all the money you want, but ending your days in a retirement home regretting never getting the boat seems like a waste.

None of the numbers in this video are 100% accurate, neither am I a financial advisor or boat expert. The point is to show how different your finances are depending on your choice.

For calculating the growth of the value of the index fund I used this compound interest calculator:
https://www.thecalculatorsite.com/fin...

The boat in the video is an NB870, Norwegian built, with a Yanmar 4cyl 222hp engine.