Скачать или смотреть 4-Account Money System: The Simple Way to Finally Stop Budgeting

Most budgets fail because they depend on motivation and willpower. In this video, Alex shows a simple 4-account money system that runs automatically and finally makes managing money feel effortless.
​
​

Instead of tracking every expense, this video walks through a structure that moves your money for you so you can stop obsessing over spreadsheets and apps. You will learn why traditional budgeting burns you out, how a money system removes daily decisions, and how to use four separate bank accounts for living costs, safety, growth, and guilt-free spending. Alex then gives you a clear week-by-week setup plan, starting percentages for each account, and a realistic example of how your safety and goal accounts quietly grow in the background. You will also see the most common mistakes people make—like mixing accounts or constantly changing percentages—and how to avoid breaking your system. By the end, you will have a flexible framework that adjusts as your income and expenses change, without relying on motivation or perfection.
​
​

Timestamps:
00:00 – Why budgeting keeps failing you
02:10 – Budget vs money system (key difference)
04:15 – The 4-account money system explained
08:05 – Step-by-step setup (Weeks 1–4)
12:40 – Realistic income and percentage example
15:30 – Long-term benefits when income changes
18:20 – Common mistakes that break the system
21:10 – Simple recap and next steps

If this helped you rethink budgeting, subscribe for more practical money systems, comment with your biggest budgeting struggle, and hit like to support the channel.
​

#Budgeting #MoneySystem #PersonalFinance

Links:
Website: [your link]
Newsletter: [your link]
Instagram: [your link]
Twitter: [your link]
Resources mentioned: [your link]

LinkedIn caption
Most people don’t fail at budgeting because they are “bad with money.” They fail because budgeting is built on memory, willpower, and constant daily decisions.
​

In this new video, Alex breaks down a 4-account money system that shifts you from effort-based budgeting to structure-based money management. Instead of tracking every coffee and subscription, your income is split into four clear accounts: Living, Safety, Growth, and Guilt-Free Spending, each with one specific job. You set the percentages once, automate transfers, and let the system run—even when you are tired, busy, or simply not in the mood to think about money.
​

The video walks through a week-by-week setup plan, starting percentages, and a realistic example of how your safety and goal accounts quietly build over months, while you still enjoy guilt-free spending without breaking your finances. It also covers the most common mistakes people make (like mixing accounts or constantly tweaking the system) and how to avoid them.
​

Watch the full breakdown here: [video link]

What part of your money system feels most fragile right now—living costs, safety, growth, or fun? Share your thoughts in the comments or tag someone who needs a simpler way to manage money.
​

#PersonalFinance #MoneySystem #Budgeting #FinancialPlanning #Automation