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Скачать или смотреть The Salary Trap No One Talks About!

  • Money Maths
  • 2025-10-29
  • 727
The Salary Trap No One Talks About!
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Описание к видео The Salary Trap No One Talks About!

⚠️ “Your company is cheating on you!”
That’s what my friend kept saying — because even though his offer letter said ₹45 LPA, only ₹1.5 lakh was hitting his bank every month.
When we analyzed his compensation structure, we found the truth —
👉 50% of his CTC was fixed salary
👉 The other 50% was in the form of RSUs — Restricted Stock Units.
Now what exactly are these RSUs?
Why do companies love giving them instead of cash?
And how do they actually impact your real income and taxation?
Let’s decode the truth behind RSUs 👇
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📊 What You’ll Learn in This Video:
1️⃣ What RSUs (Restricted Stock Units) actually are
2️⃣ Why companies use RSUs to structure your salary
3️⃣ How RSU vesting works and when they become your actual income
4️⃣ Why your in-hand salary looks lower than your total CTC
5️⃣ How RSUs are taxed — and what mistakes employees make
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🧠 Quick Takeaway:
💡 RSUs are not free cash — they’re promises of future company stock.
They vest over a period (called vesting tenure) and are taxed as income when they vest.
So, if your company offered you ₹45 LPA and you’re only seeing ₹1.5 lakh in hand — don’t panic.
Your RSUs will reflect later as equity value.
But here’s the catch —
📉 Not all RSUs promised are actually received.
You might get only 60–70% of them depending on company performance, retention, or market price.
That’s exactly what we’ll explore in this Money Maths RSU Series — from vesting, to taxation, to compliance.
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🔔 If you’re a salaried professional in tech or finance:
💬 Comment “RSU” if this topic interests you — we’ll share the next episode link directly with you.
📲 Don’t forget to subscribe and share this video with your colleagues who’ve got stock options in their salary package.
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#MoneyMaths #RSU #SalaryStructure #StockCompensation #FinanceWithPrince #CTCvsInHand #Investing #CorporateFinance #TaxPlanning #moneyeducation
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