Скачать или смотреть Delay, Deny, Defend: Exposing the Insurance Industry’s Biggest Secrets with Jay Feinman

💰 Insurance is supposed to protect us—but too often, it leaves us confused, frustrated, and out thousands of dollars. From denied health insurance claims to skyrocketing homeowners insurance premiums, it feels like the system is working against us. Why? And more importantly—what can we do about it?

This week on HerMoney, Jean Chatzky sits down with Jay Feinman, Distinguished Professor Emeritus at Rutgers and author of Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It. Together, they expose the hidden tactics insurers use to delay and deny payments, break down why medical bills are so unpredictable, and share smart strategies to make sure you’re covered when it matters most.

Chapters:
0:00 Welcome to HerMoney – Jean Chatzky introduces the episode and today’s guest, Jay Feinman.
1:12 Why “Delay, Deny, Defend” Matters – The shocking story that put insurance industry tactics in the spotlight.
3:45 The Insurance Industry’s Biggest Problem – How companies prioritize profits over consumers.
7:20 Why Insurance Claims Get Denied – Common tactics insurers use to avoid paying.
10:35 Health Insurance Nightmares – Surprise medical bills, hidden fees, and denied coverage.
15:10 How to Avoid Unexpected Medical Costs – Key questions to ask before a procedure.
19:30 Homeowners Insurance: Are You Underinsured? – The risks most homeowners don’t realize.
22:45 Shopping for the Right Coverage – What really matters when comparing policies.
26:10 Long-Term Care Insurance: Is It Worth It? – Breaking down standalone vs. hybrid policies.

🔍 What You’ll Learn:
✔️ Why insurance claims are denied—and how to fight back
✔️ The truth about surprise medical bills (and how to avoid them)
✔️ How to choose the right homeowners and health insurance
✔️ The biggest mistakes people make when buying coverage
✔️ Why insurance companies prioritize profits over people—and how we can push for change

📢 Got money questions? Drop them in the comments or email us at [email protected].

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💡 About Jay Feinman:
https://law.rutgers.edu/jay-m-feinman

Listen to the podcast episode “Delay, Deny, Defend: Exposing the Insurance Industry’s Biggest Secrets with Jay Feinman” - [   • Delay, Deny, Defend: Exposing the Insuranc...  ]
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