Скачать или смотреть NBP Saibaan - Mera Pakistan Mera Ghar Housing Scheme | Naya Pakistan Housing Scheme (NBP) 2021

NBP Saibaan is a product offered by National Bank of Pakistan under Mera Pakistan Mera Ghar scheme. Like many others banks NBP Saibaan is offered under the PM’s Naya Pakistan Housing Scheme.
NBP Saibaan will offer an opportunity to fullfil the dream of owning a house. Under this scheme applicants can purchase a home, have it constructed or purchase a land and construct a home on cheaper rates.

https://www.nbp.com.pk/Saibaan/mera-p...

The offered under NBP Saibaan is up to 35 Millions, the financing period of which is 3 to 20 years.

The loan facility is available for all Pakistani nationals with satisfactory credit history. The income requirement for government is as low as Rs.5000/-.

For other salaried Class minimum net take home salary requirement is Rs. 10,000/-. For Business Persons & Self-Employed Professionals minimum net take home is PKR 15,000/-.

Products Offered Under NBP Saibaan
1. Home Purchase (House or Apartment)

Financing Amount Upto 35 Million
Financing Period 3 to 20 years
Debt and Equity 70:30 (Maximum)
Debt Burden 45% (Maximum)
2. Home Construction

Financing Amount Upto 35 Million
Financing Period 3 to 20 years
Debt and Equity 70:30 (Maximum)
Debt Burden 45% (Maximum)
3. Land Purchase Plus Construction

Financing Amount Upto 35 Million
Financing Period 3 to 20 years
Debt and Equity 70:30 (Maximum)
Debt Burden 45% (Maximum)
Eligibility Criteria
Eligibility *

Must be Pakistani resident national, having satisfactory credit history.
Salaried Class, Self-Employed Professionals and Business Persons.
Property being financed is to be located in NBP approved localities.
Age Requirement:

For Salaried Class the minimum age is 22 years at the time of applying for the financing facility and the financing facility should expire at maximum age of 59.5 years.
Similarly for Business Persons and Self-Employed Professionals minimum age is 21 years at the time of applying for the financing facility and maximum age should not be more than 65 years at the time of the maturity of the finance.
Income Requirement:

For Govt. employees it is PKR 5000/- whose monthly salary is directly credited to his/her account maintained with NBP and employer undertaking is provided.
For rest of Salaried Class minimum net take home is PKR 10,000/-.
For Business Persons & Self-Employed Professionals minimum net take home is PKR 15,000/-.
Length of Service/Business Requirement:

Minimum 2 years with the same employer or otherwise collective and continuous employment of 3 years.
For Business Persons & Self-Employed Professionals a minimum past history of 3 years relationship with business.
NBP conditions apply

Required Documents
With duly filled Applications Form:*

Two attested passport size photographs.
Two attested copies of your CNIC.
Two attested copies of CNIC of references.
Cheque for the processing charges.
Cheque in favor of legal counsel for legal opinion.
Cheque in favor of Valuator for valuation report.
Cheque in favor of Income Estimation Company for income estimation report, if applicable.
Property Documents: Attested copy of title documents available (other documents may be required).
Bill of Quantity (BOQ) in case of HC and LPC.

#NBPSaibaan #MeraPakistanMeraGhar #NayaPakistanHousingScheme #HomeLoan #IconOfPakistan

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