Скачать или смотреть Why the U.S. Is $36 Trillion in Debt — And Why That Might Not Be the Real Problem

The United States is now over $36 trillion in debt, but is that really the biggest threat to the economy — or is something else quietly doing more damage? In this video, we break down what the national debt actually means and how it connects to personal finance, everyday costs, and long-term wealth for ordinary Americans.

You’ll learn how government borrowing influences inflation, interest rates, and income tax, and why rising debt affects everything from mortgage rates and personal loans to the real value of your savings. We explain how these forces make it harder to save money, maintain a stable budgeting system, and protect your credit score in an economy shaped by constant borrowing.

This episode connects national policy to your personal decisions. We show how debt-driven policy impacts debt payoff, high-APR borrowing, and the true cost of financing. You’ll understand why simply earning more isn’t enough — and how smart financial planning becomes essential when currency is diluted and future obligations grow.

We also explore what actually protects wealth in a high-debt system: disciplined investing in the stock market, long-term strategies using index funds, mutual funds, 401k, and IRA, and letting compound interest work over time. We break down asset allocation, the role of capital gains tax, and why thoughtful retirement planning matters more when government debt keeps expanding.

Finally, we translate macroeconomics into real life: choosing best savings accounts or a money market account, adjusting for inflation, managing insurance, and knowing when a financial advisor can help. If you want to build financial literacy and apply practical personal finance tips in an uncertain economic future, this video reveals why the size of the debt may not be the real problem — and what you can do about it.

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