Rupicard Credit Card Apply & Benefits 🔥- No Income Proof | Best Student Credit Cards India 2024

Описание к видео Rupicard Credit Card Apply & Benefits 🔥- No Income Proof | Best Student Credit Cards India 2024

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Overall, the Rupicard Credit Card Apply & Benefits is a good option for those looking to build their credit score and earn rewards on their spending

Pros of Rupicard Credit Card:

1- No credit score required: This is a major advantage for people with limited or no credit history. With Rupicard, you can build your credit score by simply using the card and making your payments on time.

2- Lifetime free card: There are no joining or annual fees associated with Rupicard, making it a budget-friendly option.

3- Earn interest on your FD: The money you deposit in your FD to secure your credit limit also earns you interest at a rate of 7% p.a.

4- Rewards: You earn 0.5% cashback on all your eligible spends.

5- Up to 45 days interest-free period: You get up to 45 days to repay your credit card balance without incurring any interest charges.

6- Easy to apply: The application process is entirely online and paperless, and you can get your card instantly upon approval.

Cons of Rupicard Credit Card:

1- Low credit limit: The credit limit for Rupicard is capped at 90% of your FD amount, which can be quite low for some people.

2- Limited reward scheme: The cashback rate of 0.5% is not very competitive compared to other credit cards.

3-No international usage: The card cannot be used for international transactions.

4- High interest rate on late payments: The interest rate on late payments is 2.5% per month, which is quite high.

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