Скачать или смотреть IRMAA: The Hidden Medicare Tax That Can Shrink Your Retirement Income

Like what you saw in this lesson? Schedule a Q&A Call:
🗓️ Schedule a Retirement Income Q&A call with me:
https://calendly.com/rsf-dramanda/ini...

🎙️The Podcast version of this video is here: https://www.retirementsolutionsfinanc...
✍🏼 The Blog Version of this video is here:
https://www.retirementsolutionsfinanc...

////////

IRMAA: The Hidden Medicare Tax That Can Shrink Your Retirement Income

IRMAA might sound like just another government acronym — but it’s a hidden cost that can quietly drain thousands from your retirement income. It’s based on your income, deducted from your Social Security check, and it increases your Medicare premiums without ever being called a tax.

In this episode, I explain:

What IRMAA is and how it’s calculated

The triple compounding effect that makes it so dangerous

And how Roth conversions, whole life insurance, and income planning can help you avoid it altogether

If you’ve saved $500K or more and are thinking about how to protect your income in retirement, this lesson is a must-listen.

⏱ TIMESTAMPS
00:00 – What IRMAA really is and why it’s called a stealth tax
01:00 – How IRMAA is calculated and which income sources count
03:00 – 2025 IRMAA income brackets (Married Filing Jointly)
04:00 – The real cost of IRMAA for high-income couples
05:00 – The triple compounding effect: how IRMAA grows over time
06:30 – Roth conversions, whole life, and how to reduce surcharges
07:30 – Why planning early makes all the difference
08:00 – How to get personalized help with your income strategy

📅 Schedule a 1:1 Retirement Income Consult with Dr. Amanda:
https://calendly.com/rsf-dramanda/ini...

💰 Join Us in the Retirement Income School™:
https://www.RetirementIncome.School

📽️ Watch The Guaranteed Income Blueprint™:
https://www.retirementsolutionsfinanc...

📢 Subscribe for Weekly Videos on Safe Money Solutions to Retire Financially Relaxed:
   / @retirementincomeschool  
👍 Like | 💬 Comment | 🔔 Hit the bell to never miss an episode!

🎙️ Listen to the Podcast Version of the Retirement Income School:
https://www.retirementsolutionsfinanc...

///////////
𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝗗𝗿. 𝗔𝗺𝗮𝗻𝗱𝗮:
Email: [email protected]
Phone: 1-866-444-2997
LinkedIn:   / retirementincomeschool  

𝗔𝗯𝗼𝘂𝘁 𝗗𝗿. 𝗔𝗺𝗮𝗻𝗱𝗮:
Dr. Amanda is the founder of Retirement Solutions Financial™ and creator of the Retirement Income School™ and Guaranteed Income Blueprint™. After losing her father and helping her mom navigate retirement, she felt called to help others avoid the stress and confusion of planning alone.

She specializes in safe money strategies using dividend-paying whole life insurance, fixed index annuities, long-term care coverage and social security claiming strategy. Her mission? To help you protect your wealth and enjoy a secure, stress-free retirement with confidence.

------------
DISCLAIMER: The information in this video is provided for general educational purposes only and does not constitute financial, legal, or tax advice. Retirement Income School™ and Dr. Amanda Barrientez do not provide individual investment recommendations. Always consult with a licensed advisor or tax professional before implementing any strategy discussed.