Скачать или смотреть Why the Government Wants to Control Your Credit Card Interest Rates

Credit card interest rates are quietly reaching historic highs — and now policymakers are paying attention.
This video breaks down what a potential credit card interest rate cap really means, why it’s being discussed now, and how it could reshape borrowing, risk, and access to credit.

This is not about forgiveness or giveaways. It’s about system pressure, incentives, and unintended consequences.

Timestamps

00:00 – Why credit card interest rates are under review
00:10 – The real context behind the policy discussion
00:35 – How high credit card APRs have climbed
01:05 – What a credit card interest cap actually is
01:40 – Why this issue is resurfacing now
02:20 – The feedback loop driving higher risk
03:00 – How banks are likely to respond
03:45 – What this means for everyday cardholders
04:30 – Unintended consequences most people overlook
05:10 – What happens next as markets react
05:40 – The long-term impact of changing the rules

#CreditCards
#InterestRates
#PersonalFinance
#Economy
#FinancialEducation