Скачать или смотреть Class-76: What is Working Capital Demand Loan? Complete Guide for MSMEs & Bankers

Welcome to another episode in our Working Capital Loan Products Training Series!
In this video, we will cover Working Capital Demand Loan (WCDL) in complete detail. This is one of the most important short-term funding products used by banks to finance MSMEs and businesses with temporary working capital requirements.

Unlike regular cash credit (CC) or overdraft (OD) limits, WCDL has its own structure, repayment obligations, and operational benefits. Both bankers and entrepreneurs must understand this product thoroughly to make the most of it.

📌 What you will learn in this video:

Detailed meaning of Working Capital Demand Loan (WCDL)
Why banks provide WCDL to MSMEs and corporates
Benefits of WCDL from a banker’s perspective
Benefits of WCDL from an entrepreneur’s/business owner’s perspective
Repayment structure and operational aspects of WCDL
Key differences between WCDL and other working capital products
Practical insights on when and how WCDL should be availed

📌 Why this matters?

For Credit Managers, Relationship Managers, and Bankers, this training will strengthen your knowledge of credit products.

For Entrepreneurs and MSME Owners, it provides a clear understanding of how to use WCDL effectively to meet seasonal or temporary cash flow needs.

💡 By the end of this session, you will have complete clarity on how WCDL works, its advantages, and its limitations, ensuring you can use this knowledge in real-world banking and business decisions.

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