Скачать или смотреть Mortgage & Market Update – Dec 31, 2025

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📊 Mortgage & Market Snapshot – NY

Today’s average mortgage rates show the 30-year fixed near 6.20% and the 15-year around 5.49%, keeping borrowing costs in a relatively favorable range heading into the end of the year. 

📈 In markets yesterday, major U.S. indexes finished slightly lower as traders navigated holiday-light volume — the Dow, S&P 500, and Nasdaq all closed modestly down, while Bitcoin stayed strong near ~$87,800. 

🔑 NY Housing Insight:
Rates around current levels continue to give buyers a clearer picture for planning, even as limited inventory and pricing pressure persist in many New York neighborhoods. Well-positioned homes still draw competitive interest, making preparation and financing strategy vital.

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