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Dr. Mrunal Patel is a renowned Indian educator specializing in economics for competitive exams like UPSC, Banking, CAT, and State PSCs. He is the founder of Mrunal.org, which offers free study material, notes, and current affairs. On Unacademy, he teaches economics courses to a massive online audience, simplifying complex topics for aspirants nationwide. An alumnus of L.M. College of Pharmacy, he has also served as core faculty at SPIPA and visiting faculty at SPIPA and PDPU in Gujarat and his YouTube channel,    / @themrunalpatel   has over a million subscribers.

In this episode, Vinamre and Mrunal discuss:

Why the UPSC exam remains opaque, increasingly difficult through CSAT, and whether it favors rote learners or critical thinkers.
The dollar dominance, digital currency, and whether iPhones will get cheaper in the future.
The reality of India as the world’s 4th largest economy, and how budget policies, inflation, digital payments, and "Revadi culture" affect the common citizen.
Why government enterprises keep losing money, how India compares with China and Pakistan economically, and what defines a strong economy.
Recession fears, global instability, the effectiveness of liberal vs conservative economics, and what reforms Mrunal would implement as Chief Economist of India.
Whether you’re studying for UPSC or just trying to understand the economy, this episode has the full picture.

Timestamps:

00:00 - Introduction

1:38 – Do English medium aspirants get hired more in the UPSC?

4:25 – How is UPSC taking revenge through the CSAT paper?


5:41 – Why is the UPSC process so opaque?


9:06 – UPSC exam: Preferring rote learners or critical thinkers?


10:53 – Share market questions in the CDS exam


12:47 – Why do people prefer to become IAS officers?


14:30 – Different services through UPSC


16:23 – The role of luck in the UPSC exam


17:53 – What does it mean that India became the 4th largest economy in the world?


20:35 – Impact of tariffs on the economy


22:43 – Basics of trade wars


23:36 – Do bilateral trade agreements impact the universality of the dollar?


26:53 – What is Central Bank Digital Currency (CBDC)?


28:40 – Impact of demonetisation


30:38 – Problems with digital transactions


32:53 – Why the current budget didn’t help the middle class


34:11 – Why are government enterprises perpetually loss-making?


36:46 – Comparison between the Indian and Chinese economies


39:41 – The economy of Pakistan


41:30 – Key traits of a good economy


42:06 – Oligopoly and duopoly markets in India


44:23 – What can the government do about inflation?


46:30 – Why does the "Revadi culture" still exist?


47:18 – What is a recession and what are its solutions?


49:08 – Are we heading into a recession?


49:34 – Conservative vs liberal economics


53:40 – Is the Javier Milei model effective?


55:40 – Why are resource-rich countries unstable while resource-poor ones are stable?


57:31 – Will iPhones become cheaper?


59:30 – Reforms he would implement if he became the Chief Economist of India


1:00:18 – Message for UPSC aspirants


1:01:15 – Conclusion






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Vinamre Kasanaa is a writer at heart, podcaster and entrepreneur by craft.
He spends a significant part of his time reading and researching.
With over 500 podcasts under his belt, he’s interviewed everyone—from HNIs and industry leaders to everyday superheroes.

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