Скачать или смотреть Anaheim Down Payment Assistance Explained | 3% Second, 150% AMI, Local DPA | 10.28.2025

New city-level Down Payment Assistance alert!
Anaheim is offering a local DPA program designed to help more buyers qualify in a competitive market — with higher income limits (150% AMI) and a 3% interest deferred second.

This training walks through key guidelines, buyer requirements, and strategic differences compared to CalHFA, LAHD / HOP, Santa Ana, and other local programs.

Program Highlights:
Up to $50,000 assistance
3% deferred interest (no monthly payment)
Due at sale, refinance, or maturity
Must live or work in Anaheim 12+ months
150% AMI income limit — expanded eligibility
Minimum 3% borrower contribution (up to 5% gift allowed)
Owner-occupied only — no rental conversion allowed
Max DPA allowed = 25% (buyer + gift)
Best fits under $819K conforming limit homes/condos

LO Training Takeaways:
Anaheim DPA vs CalHFA vs Santa Ana
How income ties into HomeReady / LLPA rules
Why expanded AMI helps middle-income buyers
Structuring files for max benefit
DPA stacking limits & escrow strategy

This is another tool for buyers priced out of the market — and a huge win for Anaheim residents and local agents helping families buy sooner.

💬 Have you used a city-level DPA like Anaheim’s before?
Comment below and share how it helped your buyer qualify!

#DownPaymentAssistance #AnaheimDPA #MortgageTraining #LoanOfficerLife #HomebuyerHelp #GTLTeam