Скачать или смотреть Home loan only 2%.home loan subsidy scheme 2020 Pradhan Mantri Awas Yojna Scheme. how to get loan?

My name is Ca Hardik K Thacker. Welcome to our youtube channel.

WHAT THE SCHEME IS ALL ABOUT??

The features of Pradhan Mantri Awas Yojana are that the government will provide an interest subsidy of 6.5% (for EWS and LIG), 4% for MIG-I and 3% for MIG-II on housing loans availed by the beneficiaries for a period of 20 years under credit link subsidy scheme (CLSS) from the start of a loan.
The houses under Pradhan Mantri Awas Yojana would be constructed through a technology that is eco-friendly, while allotting ground floors in any housing scheme under PMAY, preference will be given to differently abled and older persons.

ELIGIBILITY CRITERIA??

Condition for PMAY:
(a) Beneficiary max age 70 years,

(b) EWS (Economic Weaker Section) family income limit is Rupees 3 Lakhs per annum and for LIG (Lower Income Group) Family Income limit is Rupees 6 Lakhs per annum, and Middle Income Group -(MIG-I) income between Rupees 6 lakhs to 12 lakhs per annum, (MIG-II) income between Rupees 12 lakhs to Rupees 18 lakhs per annum.

c) The beneficiary should not have an own dwelling unit on the name of any family member in any part of India.

d)The loan applicant should not have availed any central/state government subsidy or benefit for buying a home under the PMAY scheme.

e)Currently, the loan applicant should not own any property under their name and along with any of the family members (including the dependents).

f)The home renovation or improvement loans, self-construction loans will be allocated only for EWS and LIG categories.

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