Скачать или смотреть 11 Easy Ways To Improve Your Credit Score

11 Credit Card Tips Everyone Should Know To Improve Your Credit Score | Mine Up By 72 Points!

In todays video I talk about credit cards; how to apply for one, why having one is important even if you are not wanting to borrow money in future and how you can use one to improve your credit score. #creditscore

I have taken out a credit card with Vanquis and they gave me an allowance of £500. My credit score instantly went up by 72 points and is currently at 393 - the highest it has been in over 2 years. I hope it will continue to increase as I continue to use my credit card responsibly.

I wanted to make this video to shed light on credit cards, which are usually seen in a negative light. I too, thought that they were bad until I educated myself on how to use them properly to avoid fees (tips on this in the video) - you welcome :)

If you would like to get £25 credit when you join Vanquis as a new customer, here is my referral link. Just so you know I will also benefit from £25 credit, so thank you if you do use my link:

https://www.vanquis.co.uk/raf-app?cod...


Time stamps

0:08 - What are credit cards?
0:36 - High credit allowance
0:44 - Why improve your credit score?
1:08 - Good credit important even if not wanting to borrowing
1:40 - Use a credit card to improve credit score
1:46 - Find out your credit score (clear score)
2:03 - Compare credit cards (moneysupermarket.com, vanquis.com)
2:15 - Shortlist credit cards
2:34 - Avoid monthly/annual fees
2:40 - Interest rate dont matter
2:50 - Check Trustpilot reviews
3:11 - Apply to 1 credit card & triple check
3:34 - Unsuccessful application
3:36 - What is my allowance
3:42 - Tips to improve credit score
3:46 - Set up direct debit
3:54 - Set a reminder
4:19 - Don’t just make the minimum payment
4:27 - Only use for normal/needed spending
4:39 - Use every month
4:43 - Use 1-30% of allowance
4:51 - Card utilisation calculations
5:08 - Don’t do a joint application
5:18 - 1 application at a time
5:25 - Don’t withdraw cash
5:32 - Fees for using abroad
5:40 - Keep account open


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Robyn x

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#creditcard