Stop Paying Subscription Fees for Cash Advances (6 Better Options)

Cash Advance Apps with NO Monthly Fees - Get money when you need it without getting locked into costly subscriptions.

Need quick cash without getting trapped in expensive monthly subscriptions? From established players like Earnin and MoneyLine to newer options like Chime's MyPay feature, some cash advance apps let you borrow money without recurring fees. After testing dozens of apps, here are the absolute best no-subscription options available in 2024.

Not all cash advance apps require expensive monthly memberships. While apps like Brigit ($8.99/month), Gerald ($9.99/month), and B9 Premium ($19.99/month) can cost hundreds per year in subscription fees alone, several reliable alternatives offer advances with just a small express fee - or even completely free if you can wait a few days for funding.

This detailed breakdown covers six proven apps that never charge monthly fees, including maximum advance amounts, real qualification requirements, and exact express fee costs. From EarnIn's $750 paycheck advances to Chime's new $500 MyPay feature with just a $2 express fee, discover which no-subscription apps best fit your needs.

Each app is thoroughly analyzed for:
• True maximum advance limits
• Initial approval amounts for new users
• All one-time fees and charges
• Funding speed options
• Bank account requirements
• Income/employment verification process
• User experience and app reliability

Skip the expensive subscriptions and learn which cash advance apps can get you quick money without ongoing fees. Whether you need $100 or $500, there's likely a subscription-free option that works for your situation.

Pro tip: Some subscription-based apps will waive their monthly fee if you email customer service! Full details and step-by-step instructions included.

Important Note: While express fees for instant funding can still add up, choosing a no-subscription app and waiting a few days for free funding can save hundreds per year compared to apps with mandatory monthly fees.

Here are the six cash advance apps with no subscription fee:
1:33 Earnin (Up to $750)
2:01 MoneyLion (Up to $500)
3:05 Chime MyPay (Up to $500)
3:54 Current (Up to $500)
4:28 Money App (Up to $250)
4:58 Klover (Up to $200)
6:19 Bonus Tip: How to Avoid Fees