Social Security Family Maximum

The family maximum formula for Old-Age and Survivors Insurance (OASI) benefits is based on a beneficiary's primary insurance amount (PIA). The PIA is a beneficiary's basic Social Security benefit amount before adjustments for retirement age, earnings, and other factors. Ultimately, this formula yields a maximum for each family that is between 150 percent and 188 percent of the worker's basic Social Security benefit. www.ssa.gov

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