All About Gold Loan - Gold Loan Interest rate, Schemes, Eligibility, Documents, Processing fees

About Gold Loan: A gold loan (also called a loan against gold) is a secured loan taken by the borrower from a lender by pledging their gold articles (within a range of 18-24 carats) as collateral. The loan amount provided is a certain percentage of the gold, typically up to 80%, based on the current market value and quality of gold. After the repayment, you get back your gold jewelry. Nationalized banks, private banks, and other financial institutions offer these loans at affordable interest rates.
#AllAboutGoldLoan #GoldloanInterestRate #SecuredLoan #PrivateBanks

🔯 Key Features and Advantages of the Gold loan:
➊ Quick money in 40 minutes
➋ High amount get up to 1 crore
➌ Fast and 100% Safe
➍ Rate of Interest: Lowest Interest Rate Across Banks in India
➎ Flexibility: Flexible Repayment Options

🌟 Lower interest rates and processing fees:
If you're planning to apply for a gold loan, you might want to compare your options for the lowest interest rates and processing fees. Gold loan is offered at an affordable and low interest rate as compared to any other sort of loan in the market.
#LowGoldLoanInterestRate​ #MinimumGoldLoanDocumentation​ #GoldLoanTenure​

✨ Different types of loan repayment schemes:
Gold Loans may be repaid through different schemes.
You can also choose to pay the interest upfront and pay the principal amount at the end of your tenure. If you choose the bullet repayment option, you can repay the principal and interest after one year. You can also choose to repay using regular EMI's.
#GoldLoanRepayment​

⭐ Processing Time: A gold loan is a secured loan and the disbursal time is very quick in this type of loan. Generally, the amount is credited to the borrower’s account within 24-48 hours.
#GoldLoanProcessing​Charges

⭐ Eligibility:
➊ Gold Purity: 18 Carats or above
➋ Age: 18 - 75 Years
➌ Nationality: Indian
#GoldLoanEligibility​

🌟 Processing Fee: Gold loans come with minimal processing charges as low as Nil and some lenders charge 0.10%-1% of the loan amount.
#GoldLoanProcessingFee​ #GoldLoanPerGram #GoldLoanEligibiltyCriteria

💫 Gold Loan Documents:
Various documentation required to be submitted to avail a gold loan is-
⭐ Proof of residence such as Utility bill of house, Pan card, Adhaar card, Voter ID
⭐ Proof of identity such as Adhaar card, Voter ID, Pan card, Driving license
⭐ Two Passport Size Photographs
#GoldLoanDocumentsRequired

💫 Gold Ornaments Accepted:
⭐ Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc.
⭐ Quality: Between 18 Carat to 22 Carat

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To Get Best Offers on Gold Loan
Click on The Link Below
https://www.dialabank.com/gold-loan/​
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For more details
www.dialabank.com
[email protected]
Apply on Phone 9878981144
Our Relationship Manager will call you and fix your Branch Visit
Visit the Branch and get a loan in 40 Minutes
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TimeStamps:
0:08 Key features of gold loan
0:16 Advantages of gold loan
0:30 Gold Loan Eligibility Criteria
0:47 Documents Required For Gold Loan
1:28 How To Apply For Gold Loan
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Query Solved in this video:

🅐 Gold Loan ke Key Features kya hote hai?
🅑 Gold loan ke advantages kya hote hai?
🅒 Gold loan ke liye hamko kya documents jarurt hote hai?
🅓 Gold Loan ke liye eligibility criteria kya hota h?
🅔 Gold Loan kese apply karte hai?
🅕 What documents are required for taking gold loan?
🅖 What are the benefits of gold loan?
🅗 What are the interest rates for gold loan?
🅘 How to take gold loan?
➊ What are prepayment charges for gold loans?

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