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Smishing explained 🤓
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Smishing is a type of fraud when scammers use text messages to fool individuals. Stay tuned, and learn how smishing works, the dangers, and most importantly, how to recognize it and stay safe.

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Contents:

00:00 Intro
00:07 What is smishing
01:17 Common smishing scams
01:52 How to protect yourself?

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Smishing — a cute name for a dangerous scam. Smishing is a form of fraud using text messages to scam you. Let’s dive into how it works, the dangers, and most importantly, how to recognize it and stay safe. Let’s get started!
During this sort of cyberattack, criminals send fake text messages to trick you into doing what they want. Scammers usually pretend to be someone you might know and trust, such as a bank, delivery company, governmental organization, or even your relatives. The main goal is always the same – to trick you into clicking a link, scanning a QR code, or downloading malware.
Just like a phishing scam, smishing is a form of social engineering. It exploits our trust and habits, because we are less cautious with text messages than emails. But, just like emails, these texts create a sense of urgency in performing specific actions. That’s why smishing is so effective compared to other methods.
Let’s explore some of the common smishing scams you might encounter.
In the era of shopping and shipping, delivery scams are on the rise. Usually, fake package tracking updates try to lead users to dangerous websites. Bank fraud scams aim for login details, and governmental scams try to trick you with things like tax refunds or court notices. Other fraud scams are tech support scams that disguise themselves as Apple or Google support. So falling for this cybercrime is easy, especially for less tech-savvy users.
But what are the other ways to protect yourself from smishing? First, never click links from unknown, untrusted, and unexpected texts. Always verify messages by calling a company or business using official contact information. If possible, always enable two-factor authentication, on all accounts. Never reply to messages or suspicious texts. Constantly update your mobile devices, use security tools, and boost your cybersecurity awareness periodically.
If, by unfortunate chance, you fall for a smishing attack, act fast. Close all the suspicious links, and change your passwords on the affected accounts. Keep monitoring your bank statements for suspicious activity and any unauthorized transactions. Report the smishing attempt to authorities. If you have relatives and friends who don’t know about smishing, don’t hesitate to recommend cybersecurity training for beginners.
In a nutshell, smishing is simply phishing via text messages. It has many effective types, making it look like the real deal. But remember, if it looks and sounds fake, it is probably fake.
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