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How to become rich in 2020 : The top 10 things you should knowHow to be rich in the next three years (with the help of the Forbes 400 list): The top 10 things you should knowThe top 10 reasons you should retire now (and not wait too long): The 10 reasons why you should retire now (and not wait too long)The 10 tips to live a longer, happier life: 10 reasons to live longer, happier lifeHow to be rich when youre 65 or older: The 10 ways to be rich when youre 65 or olderThe 10 most powerful tools youll need for your retirement: The 10 best financial tools for your retirementWhen youre ready to retire? Check out the full list of financial experts in the videoThe Forbes 400 list is a snapshot of the top-earning individuals in the United States based on income, wealth, and net worth.Heres what you need to know:The top 10 wealthiest people in America1) The top 10 richest Americans in America are in New York City ($5.2 billion in total annual wealth).2) The top ten wealthiest Americans in America are in the New York, San Diego, Miami, and Philadelphia metropolitan areas combined ($4.5 billion in total income).How they stack up in the Forbes 400:The top 25 richest people in the United States1) The top 25 wealthiest Americans, based on their wealth in 2013, are in Los Angeles ($3.1 billion or $8.7 billion), Boston ($2.7 billion or $6.5 billion), New York ($2.6 billion or $5 billion), San Jose ($2.2 billion or $4.6 billion), San Francisco ($1.8 billion or $4.3 billion), and Chicago ($1.6