Скачать или смотреть Ripple Buying Circle for $20B? Here's Why XRP Investors Are Worried!

Ripple might be planning to buy Circle, the company behind the stablecoin USDC, for as much as $20 billion. That’s a huge number—and it’s setting off alarm bells in the crypto world. One of the biggest concerns? If Ripple goes through with it, they might have to sell a massive amount of XRP to fund the deal. And that could seriously impact the market.
So, let’s break down what’s going on.
According to a recent Fortune report, there were rumors that Circle was exploring a $5 billion sale, possibly to firms like Coinbase or Ripple. That number later jumped to a reported $10–$20 billion deal with Ripple specifically. But Circle has denied it. A company spokesperson said the rumors were “inaccurate” and that they’re still focused on their long-term goals—including going public.
Still, that hasn’t stopped the speculation.
At the XRP Las Vegas event, Bitcoin analyst Dave Weisberger asked the big question on everyone’s mind:
“If Ripple is planning to acquire Circle, how exactly would it raise the necessary funds, especially if it involves selling billions of dollars’ worth of XRP?”
That’s a fair concern. Ripple controls about 40% of all XRP tokens. Most of that is in escrow, but it gets released monthly. If Ripple sells even a fraction of those tokens, it could push XRP’s price down fast. Weisberger put it plainly:
“Who is going to buy this much XRP?”
He also said that borrowing money using XRP as collateral might not work right now, since the market for that kind of lending is still limited. That would leave Ripple with fewer options, unless Circle agrees to accept something like Ripple stock or even XRP tokens as part of the deal.
On the other side of the debate is Fred Rispoli, a well-known pro-XRP lawyer. He thinks Ripple doesn’t have to dump a bunch of XRP to make the deal happen.
Rispoli pointed out that Ripple likely has between $1 billion and $3 billion in cash. Combine that with private equity and structured debt financing—possibly even with support from sovereign wealth funds in the crypto space—and a deal becomes possible without spooking the XRP market.
Plus, Rispoli questioned the $20 billion price tag. He cited private research that values Circle closer to $7–$9 billion. A lower price would obviously make the acquisition easier and less risky for Ripple.
So we’re left with two very different outlooks.
On one hand, Weisberger thinks Ripple’s only realistic path is through XRP sales. On the other, Rispoli believes Ripple has enough tools—cash, equity, and creative financing—to make it work without hurting the token’s value.
Now, here's where it gets more interesting.
If Circle’s valuation really is closer to $7–$9 billion, and if Ripple can pull this off without triggering a major XRP sell-off, the deal could actually be a strategic win. Ripple would gain control over USDC, one of the most widely used stablecoins. That could give Ripple major influence in crypto payments and improve its position in the ongoing competition with SWIFT and other legacy systems.
But if the rumors are wrong and there’s no sale happening at all—then this whole debate might just be noise.
So far, Circle is staying firm. They’ve denied any current plans to sell. They’re still working on their IPO, which was originally announced back in December 2022. There have been delays, but they relaunched the process in early 2024 and selected underwriters. The actual IPO date hasn’t been confirmed yet.
In the end, whether or not the Ripple–Circle deal goes through, the questions raised by this situation are still important.
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